Wednesday, May 16 2012
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Housing - benefits, mortgage and rent

Are you having difficulties keeping up with your mortgage repayments or paying your rent? Worried you could be in danger of losing your home? You are not alone.

There is a lot of help available from government, from lenders and from advice agencies.

Are you worried about your mortgage? (pdf)
A direct link to a pdf leaflet on the National Homelessness Advice Service website offering help if you are struggling to pay your mortgage.
Benefits - housing and council tax
Find out what you may be able to claim
Homelessness
Advice, assistance and support to prevent homelessness from the Council's Homeless Unit
Homeowner support - help with mortgages
The Council has a number of support packages to help local residents who are struggling with their mortgage payments.
Housing Advice Team (formerly Springs Advice Centre)
Advice and advocacy on tenancy problems, disrepair, harassment and unlawful eviction, mortgage and rent arrears, repossession
Keeping your home
If you are worried about keeping up with your mortgage repayments or face repossession of your home help is available on the DirectGov website
National Debtline - mortgage arrears (pdf)
This links direct to a pdf document on the National Debtline website about how to deal with mortgage arrears
Wakefield District Citizens Advice Bureaux
The service is FREE to all comers and the advice given is totally confidential. The CAB can help on all topics including: money and debt, the benefit system, disability issues, employment, consumer problems, housing and homelessness, relationship problems and family matters, immigration, and legal issues. Ring 0844 499 4138 for advice and to book an appointment
Wakefield Rent Deposit Scheme
Working to improve the lives of homeless people and to provide a route out of homelessness and a way into independent living